Going through financial hardship due to credit card debt can be difficult and stressful on anyone. These past years, many Californians have found themselves in difficult circumstances due to job loss, underemployment, medical bills, or simply the rise in costs of living often felt in food and gas prices. These things take their toll, and so it’s common to turn to credit card offers to make things work.
The Nature of Credit Card Debt
Banks make it tempting to turn to unsecured credit cards when you’re in a pinch. This is not an accident, because they realize that most of us make short-term decisions in the face of financial challenges. The problem becomes when you can’t pay off your balance at the end of your billing cycle, and the debts continue to snowball from there. It’s common for one consumer to have more than 4 credit cards, and as more offers come in the mail, these balances are often shifted from one card to another to help manage the payments that have risen to unsustainable levels. It’s at this juncture that most consumers beginning looking for a way out. This is what leads them to consider their debt relief options, and likely what has brought you to this page.
Credit Card Debt Relief Programs Are Available
When your credit cards take on a life of their own, it’s time to face the facts and explore a viable solution to get them under control. Traditional debt relief programs for credit cards often focus on consolidation loans. While a lower monthly payment may seem appealing, it’s important to keep in mind that it will take years to pay them back down to zero balances. So what relief options exist?
We Can Help You Negotiate and Find Credit Card Debt Relief
If you find yourself with credit card debt piling up, and you are no longer unable to manage your monthly payments, then debt negotiation might be right for you. Debt negotiation is an aggressive approach to managing your unsecured debt, and it’s a relief option that not all consumers realize is available to them. One of the main advantages of this approach to credit card debt relief is that it can help you obtain a new financial future without filing for bankruptcy. Debt negotiation is also known as debt settlement and can potentially lower your unsecured debt payments through the program.
The debt negotiation offered by the Debt Support Center can be a better way to resolve your credit card debt, but there are pro’s and con’s just like any program that must be thoroughly understood. We at the Debt Support Center will take the time to talk through your budget in a confidential manner by phone, and help you determine if debt negotiation is right for you. If you choose to pursue this debt relief option, we will negotiate your credit card debts with the creditors and present options to you that can reduce the overall amounts you originally owed, resulting in a faster time period to obtain financial freedom. Our expert consultants will help you set obtainable financial objectives, and keep you on track to realize your goal of credit card debt relief.
Curious if This Debt Relief Option Is For You?
Every person’s financial situation is different, therefore we don’t blindly recommend credit card debt relief options without understanding your facts. Take advantage of a free phone consultation today. Contact us now to find out how this program works, and determine if it’s right for you.